WISE vs BIGPAY vs CREDIT CARDS for Overseas Travel

Hi Lemon8 travellers 👋🏻🍋 Yana here 🥰

I tgk masih ramai yang tak faham apa beza semua cards ni sebenarnya. Meh I cerita satu2 okiee:

💠 MULTI-CURRENCY DEBIT CARD 💠

• WISE card and EnrichMoney card

• Boleh simpan macam2 jenis currency dalam 1 card.

• Nak simpan duit Ringgit, USD, Hong Long dollars, Thai Baht, Rupiah semua at the same time boleh!

• Boleh beli or tukar duit yang kita nak bila2 masa je. Contohnya I ada kat Malaysia, tapi boleh beli duit Thai Baht. Best kan! Boleh avoid duit mahal or inflation 🥰.

❗CLICK HERE to read on Cara Guna WISE card ❗

💠 DEBIT CARD USABLE OVERSEAS 💠

• BigPay card, MAE card and Touch N Go card.

• Currency exchange depends on current exchange rate.

• Dah sampai negara tu baru boleh tahu exchange rate nak tukar duit tu berapa.

• Tak boleh tukar duit in Malaysia.

Info: Actually bank cards semua boleh je guna overseas TAPI high risk sebab semua duit savings dalam tu boleh kena curi. Better guna reloadable cards ni.

💠 CREDIT CARD BENEFITS 💠

• Can collect and redeem points.

• Points collected can redeem flight tickets or other physical items.

• Travel insurance coverage when you charge your travel tickets in full (Maybank)

• Get a number of FREE access to Airport Lounge depending on which card you're using.

• Tips: Bila nak bayar tu guna currency negara yang kita travel tu (local currency), jangan bayar guna RM Malaysia. Nanti jadi mahal, so bgtau kat cashier before dia charge.

🌟 Cards that can collect points:

• BigPay by AirAsia

• EnrichMoney by Malaysia Airlines

• Credit Cards

👍 Which one is best?!

Actually susah soalan ni 😂😅.

- Kalau korang mmg tak nak ada credit card langsung, choose WISE or EnrichMoney sebab boleh jimat duit bila tukar duit time murah.

- BigPay org suka guna sebab boleh collect points & redeem flight tickets tapi skrang ada Cross Border Transaction Fee, making spending money lagi mahal.

- Credit cards banyak perks cuma korang kena terima la kalau time nak travel tu exchange rate mahal.

So, korang kena list out which card bagi lagi banyak perks for you. I ada semua tapi I bwk WISE, EnrichMoney dengan credit card.

Korang suka yang mana?🤔

❗CLICK HERE to read on ➡️ Airlines Mana Paling Best untuk Travel?! 🤔 Malaysia Airlines vs MASwings vs FireFly ✈️❗

❗KLIK SINI untuk baca ➡️ Cara Nak Dapat Duit Travel SETIAP BULAN❗

✨ Click this hashtag #wndytravels to read more on my adventures and must visit places 🥰❤️✨

Hi I'm Dayana (@/wnurdayana on Instagram; @/xoxowndy on Tiktok) and I travel a lot. My travel style is DIY travel with my family. Follow me for more travel tips ☺️❤️ Countries I've travelled to: 🇲🇾🇬🇧🇦🇺🇿🇦🇯🇵🇫🇷🇹🇷🇸🇦🇸🇬🇮🇩

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