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By maintaining these accounts, you will ensure that you have the necessary tools to manage daily expenses, grow their savings, and invest for long-term financial security, reducing the risk of experiencing financial hardship and instability in the future.
1. Checking Account: A checking account provides easy access to funds for daily expenses and bill payments.
2. High-Yield Savings Account: This type of account helps grow savings at a competitive interest rate, offering the potential for higher returns over time.
3. Individual Retirement Account (IRA): An IRA provides an opportunity to invest for retirement, offering tax advantages and long-term wealth accumulation potential.
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