How I break down my paycheck

This is how I typically break down my paycheck to cover the essentials. Needless to say, I don’t follow an actual budget. My income isn’t constant so I have a hard time with that.

I have automatic scheduled transfers to savings accounts. One savings account is a regular savings account that I don’t use that I have been using to build an emergency fund.

The second savings account is where all of my household bills are paid.

Basically the goal here is to ensure I’m doing my due diligence to get everything paid on time without spreading myself too thin.

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