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It’s the graduation season! Congrats to all of you in the class of 2024! 🧑🎓👩🎓 Recently I spoke to a graduating junior from my uni and it brought back some memories of my own graduation … years ago (sis is kinda old now 🥲) and it made me remember how I felt pretty lost in my financial journey back then #graduate
All I could think of really.. was the grad trip for the next few months before work starts, but at the same time that fear of missing out (fomo) in life kicked in too, as peers started sharing about their new jobs/ credit cards etc.
There’s too much to share but I will start off with - how to kickstart a goal and save $30k a year #savingmoney #savings
⚠️ $30k per year (or $2.5k a month) is a starting number I had for myself back then, so please revise it (increase / decrease) according to your own circumstances
#BeReal 2 Tips to Save 30k
✅ Invest your savings
Whether you are a conservative investor or not, one tip is to start your investment journey asap!! Of course, please do your due diligence prior and investment is not the same as throwing your money into any thing that has high returns ok! If you’re conservative like me, you’ll likely be looking at low risk investments. Sharing my - Guaranteed Investment Ideas
✅ Think of a savings goal.. for the next 3 years
Whenever I plan for my finances, I do it minimally for the next 3 years by extrapolating my income/ savings and then adjust along the way as required. This is to keep myself on track and also to “force” myself to plan ahead and think ahead wrt the goals I have for myself
And that concludes the tips I have!! Feel free to pm me or write in the comments if there’s anything you’d like to know more about xx
#MyFreeTime #financesg #moneyhacks #goalsetting #financejourney #university