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Kakeibo is a Japanese budgeting method that involves tracking income, expenses, and savings. Women in Japan often use Kakeibo to manage their household finances, focusing on essential expenses, savings, and mindful spending. This practice helps them achieve financial goals, reduce waste, and promote a more sustainable lifestyle. By categorizing expenses and reflecting on spending habits, Kakeibo empowers women to make informed financial decisions.
To practice Kakeibo, you need to start tracking your expenses. How to get started:
1) Start mapping out your projected income and expenses. Use excel or an budget tracking app.
I downloaded mine here and customised it myself: https://create.microsoft.com/en-us/templates/budgets
2) Record your income and expenses: Track them weekly or bi-weekly.
3) Review and reflect: At the end of each month, analyse your spending patterns and adjust your budget accordingly.