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Hey everyone! I hope you’re all having a great day. I wanted to share some strategies that I haven’t seen talked about much online maybe some of my suggestions 😁. These tips have really helped me on my financial journey, and I think they could help you too. Enjoy, and if you find this helpful, don’t forget to follow for more tips on finance, wealth, and making money! 😊
1. Practice "temptation bundling" (pairing indulgences with productive tasks).
2. Use the "1% rule" (increasing income or decreasing expenses by 1% each month).
3. Implement a "stop, start, continue" system for financial decisions.
4. Use the "5-year rule" (avoid buying things that won't last 5 years).
5. Practice "financial fasting" (periodic spending bans).
6. Use the "2-minute rule" (avoiding purchases that take less than 2 minutes to decide on).
7. Implement a "reverse budget" (starting with savings goals, then allocating remaining funds).
8. Use the "52-week savings challenge" (increasing savings by $1 each week).
9. Practice "mindful spending" (being present and intentional with purchases).
10. Use the "envelope system" (dividing expenses into categories and using cash).
11. Implement a "debt snowball" (focusing on paying off the smallest debts first).
12. Use the "30-day rule" (waiting 30 days before buying non-essential items).
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