Lemon8 Video- und Foto-Downloader

Der einfachste Weg, Lemon8-Videos und -Fotos ohne Wasserzeichen oder Logo herunterzuladen

LeoDownloader Fotos herunterladen Honest truths for those FA wannabes..

Honest truths for those FA wannabes..

TIPP! Klicken Sie mit der rechten Maustaste und wählen Sie „Save link as...“ zum Herunterladen.

PHOTOS
Honest truths for those FA wannabes.. WEBP Origin Image Herunterladen
Honest truths for those FA wannabes.. WEBP Origin Image Herunterladen
Honest truths for those FA wannabes.. WEBP Origin Image Herunterladen
Honest truths for those FA wannabes.. WEBP Origin Image Herunterladen
Honest truths for those FA wannabes.. WEBP Origin Image Herunterladen
Honest truths for those FA wannabes.. WEBP Origin Image Herunterladen
Honest truths for those FA wannabes.. WEBP Origin Image Herunterladen
Honest truths for those FA wannabes.. WEBP Origin Image Herunterladen
Honest truths for those FA wannabes.. WEBP Origin Image Herunterladen

Background story: Before I graduated at 21 at a local school, I was constantly interviewing and looking for a job. By chance, I saw a job posting online offering a salary of over $3,000-$4,000 per month. With just a diploma, I didn’t hesitate to apply. It turned out to be an insurance company. Eager to find a job, I was pleasantly surprised by the job description and interview experience, so I decided to give it a shot and joined the insurance sales industry. After passing my exams and obtaining my license, I officially became a licensed insurance agent.

Time has flown by, and it’s now been two years since I started. These two years have gone by quickly, but they’ve also been exhausting. As my first job, I didn’t overthink things—I just wanted to work hard, focus on my performance, and increase my monthly income. At the beginning, I thought it would be easy, just chatting with people around me, closing deals, and earning commissions. In my first two months, I mainly reached out to friends and acquaintances and managed to achieve my newcomer award. Within a year, I hit the company’s elite award, and one month I even ranked in the top 7 in the whole agency for performance. Back then, I didn’t think too much about it—my highest income was close to $10,000 by 22 years old.

However, reality wasn’t as simple as I imagined. Like many others, I eventually exhausted my contacts and resources. After that, I was left with only one option: reaching out to strangers. I spent a lot of money buying leads, making cold calls, and doing roadshows. It was a painful process because doing business with strangers requires great skill and experience, and it comes with a lot of psychological pressure. Gradually, my performance began to decline, and so did my income which dropped to nearly $1-2k a month. Even revisiting previous clients resulted only in rejections, and with the drop in performance, I lost my base salary entirely.

I started to lose confidence, feeling self-doubt and negative energy. This made me realize that despite the freedom, travel, and high salaries that many people see in this industry, it’s not as glamorous or easy as it seems. Over the past two years, I’ve seen many people quit, unable to keep up, or not reaching their goals.

Now, I really want to advise those considering a career in insurance or financial advisory to think carefully, especially if you’re a recent graduate. If you’re truly passionate about this industry and can handle the challenges, then go for it. Otherwise, it can be a very painful experience.

💸1. Unstable Income

This job will never offer you financial stability.

Even if you have a large client base, you will one day exhaust your resources. You'll need to constantly look for new prospects and ways to acquire clients. No one will find clients for you.

Also, even if you land big commissions, it's difficult to maintain consistency. You might have great earnings one month, but the next could be tough. Be prepared for income fluctuations and gear up to power through slow months. And, PLEASE never buy policies for yourself or your family to hit sales targets-it's not worth it when your finances get tight.

🧑‍🧑‍🧒‍🧒2. Don't Rely on Friends and Family Forever

Many newcomers achieve initial success by selling to friends, family, and acquaintances.

But this approach only lasts for so long-maybe up to a year, it's easily hit the MDRT and whatsoever awards on the first year. After that, it's a MUST for you to expand your client base. I've seen people struggle when their network is exhausted. Transitioning to cold markets or relying on referrals is tough and requires professional skills, credibility, and persistence. Be prepared for this shift. It's also challenging to face your family and friends if you ever need to leave the industry, as it can create awkward situations.

💭3. If You Lack Discipline, This Job Isn't for You

Everyone knows this job offers a lot of flexibility with time. You can set your own schedule, which can be both a blessing and a curse.

Without good time management, you won't last. I've seen people leave training sessions and go straight home to sleep. Over time, their performance and income dropped. Meanwhile, top performers fill every available moment with work, even on weekends and holidays. If you want to excel, you must adopt this mindset and work tirelessly day after day, year after year.

💭4. Fresh Graduates, Think Twice

As a fresh grad, you're likely young and lacking in connections. Even if you have some, they're probably in the same position as you, without financial stability. Meeting people from higher-income groups and convincing them to trust you is a massive challenge for someone just starting out. I recommend gaining experience, savings, and networks in another field before transitioning to insurance. Starting your career in this industry can be much harder compared to those who switch mid-career. Moreover, you must really have to be super thick-skinned when you choose to join this industry, never afraid to ask for appointments.

❌5. If You're Just Trying It Out, This Isn't for You

The insurance industry is highly competitive, and turnover rates are high. Many people are swayed by managers' sweet words and believe they can give it a try and make quick money.

But this industry doesn't reward short-term thinking, and it won't tolerate those who are only in it for the money. Real success here comes from gradual growth over 5 to 10 years. (If you have not achieved anything within 5 years time frame, better to get another job LOL)

Each year, you need to improve and build long-lasting relationships with clients who will support you. Only with consistency can you start earning a stable income of $10k or more a month and truly succeed.

Most importantly, don't believe everything a manager trying to recruit you promises you about dreams and success, yes I know it will motivate your desire. Do know that: The effort has to come from you.

No industry is easy. Hard work, persistence, and genuine interest are the keys to success.

⭐️⭐️⭐️These are just my personal thoughts. If anyone has more to add, feel free to comment. And if you want to ask questions or exchange ideas, feel free to reach out privately.

#SocialDiscussion #RealTalk #financialplanner #insuranceagent #insurancesg #financialconsultant

Unterstützte Websites